Entrepreneurs and founders have to learn to be the most adaptable people in their business- that's really important – otherwise, the business will outgrow the founder, or the founder will cause the business to stagnate or slow.

It's been a very difficult time, that's why we're here. We're here to preserve people's risk hedging and transfer needs.

Twitter, Facebook and Instagram were play attention games – they reward creators with 'status points,' likes, retweets and quote tweets for example. Those rewards come to those who are best at monopolising attention… that's not the same thing as telling the truth or acting in good faith. The things that get rewarded in those systems are things that provoke, divide and drive outrage – so we end up with a broken media economy that drives us all crazy and doesn't represent the best version of ourselves.

Transparency is paramount. We have to make sure that we have sufficient transparency in the investments we are making, to be able to manage risk for our clients.

Disability – rather than being something looked upon as a 'condition', is really a phenomenon that occurs at a complex intersection between our humanity, policy, society, culture and the environment.