Markets are human artefacts; however we often treat them as natural phenomenon in the same way we might treat a language. Markets are emergent phenomenon too, but individual market-places have proprietors and groups of users and therefore markets are more amenable to change. When something isn't working, we can change the rules!

We are a society of consumers not investors. In my generation… the baby-boomers… we have believed that success is defined by materialism.

Space also taught me that when you think you're at 100% of your physical or mental capacity, you're not. We have enormous reserves within us (which we don't tap into for good reason), but we are all capable of pushing ourselves a lot further than we think.

Global investors were awash in cash due to current account surpluses in emerging economies and easy monetary policies. Investors from emerging economies first invested their rapidly rising wealth in risk-free Treasuries, but once they had their fill of Treasuries they looked for higher yield in what they thought was the next safest thing, U.S. residential mortgages. Due to shrinking returns on less risky investments, other global investors began to search for yield by taking more risk investing in more complicated securities and derivatives.

Older generations give their trust to experts and influencers based on who and what: credibility, qualifications, and institutional affiliations. Younger generations, by contrast, trust based on how someone makes them feel.

Coach Wooden's little lesson wasn't just about socks, but about how everything in life was basically a Rube Goldberg contraption with many seemingly unrelated parts that form a greater interrelated machine. Neglecting what appears insignificant can create a domino effect of failure.

Mahatma Gandhi once said, 'first they ignore you, then they laugh at you, then they fight you, then you win…' the good news is that society is reaching a critical mass of influence meaning that today, people cannot ignore us, and cannot laugh at us, they have to fight- and if Gandhi was right, we are near the breakthrough towards winning.

I'm genuinely convinced that the upcoming decade will be the era of India as a product nation. This presents a tremendous opportunity for India, and you might wonder why now? Broadly, it's a confluence of a few factors. First, the global demand driven by digital transformation isn't limited to Fortune 500 companies. We're discussing the Fortune 5 million here – from a small-scale apparel retailer, a neighbourhood restaurant to a colossal multinational, they all need to adopt technology.

There is something about the female psyche which is intensely social, and the most trivial conversations become part of the process of bonding. This perhaps is what causes the difference in message in sms, facebook, etc. They may appear trivial (e.g. I'm here, doing this) but there will be a lot more un-stated below the surface (i.e. I'm here talking to YOU and I'm happy to be talking to you rather than someone else) A form of commitment.

Western civilisation has veered off course; we have de-sacralised the world in which we live. We are collectively insane, and we need to mount our own intervention.

I've worked in a lot of different types of business in my career, and you can certainly get tied in knots when you want to create a great 'thing' but can't figure the business model to make it work. My approach was simple- if I didn't make those businesses profitable, I couldn't' innovate. Nobody will fund innovation in perpetuity – you need to make money; you need to deliver value to your customers. When people ask me whether we want growth or profit, I say yes! Both!

What I believe is the bigger benefit; is that it makes it much more difficult for governments to trick the domestic financial system to favour particular borrowers, to milk savers through variable interest rates and so forth.