I've often thought that maybe there is a certain hormone in human beings that we can only produce it when we are face to face. And it's the hormone of shame – it becomes absent when you are communicating on social media and you become worse than you are.

We should not assume that there is one single benchmark for all types of financial transactions. There are certain transactions that should be based on market rates, and others which call for the kind of benchmark that LIBOR provides.

The 'Doomers' often anthropomorphize computers by attributing human characteristics to them. Humans have evolved their competitive nature and occasional violent impulses from survival in a world marked by resource scarcity and competition. Computers, on the other hand, have emerged from a vastly different evolutionary path. Thus, to say a computer 'wants to eat your lunch' leans heavily into projecting human traits onto machines.

Remote work has turned the lights on in the room, it's allowing us to see the cracks and cobwebs, and we can never switch that light off again. If your relationships were strong to start with, remote and hybrid work has been shown to intensify those relationships. If you already had fractures and negative relationships, hybrid and remote has been shown to intensify the negativity and make those relationships worse.

Time is a very valuable thing, when you contribute your time to others- you've contributed something of great value.