Most fundamentally, the subprime bubble was created by- a surfeit of global liquidity due to large current account surpluses in China and other emerging economies and easy global monetary policies; a flawed private mortgage securitization process that funnelled the liquidity into poorly underwritten mortgage and other loans; and weak regulatory oversight that failed to catch and rectify the problems in the securitization process.

The phrase 'seeing is believing' has it exactly backwards. The research shows that believing is seeing.

We spend a huge amount of our lives away from the immediacy of our existence, lost in reflections on the past or anxieties of the future. This misadventure in episodic memory takes a huge toll on us, leading to stress, anxiety, depression and exacerbating a range of complex medical and psychological conditions we may have.

Systems change is slow because it requires consensus that there is a system failure to start with, as well as the presence of a viable alternative. This requires a combination of culture shift, behavioral change, and structural change to ultimately change the rules of the game.

Consciousness lies beyond the framework of quantum mechanics. It must be regarded as a primitive of the universe itself, not merely of brains. If consciousness is a universal primitive, then the entire totality of what exists is conscious and desires self‑knowledge.