Most of the pain you feel, you create. Most of the pain stems from the conversations we are having with ourselves. It is not the actual event outside of us that affects us. That's the case 99% of the time.

The change I'm most passionate about – because of the impact it's had on my own life – is creating a healthy transition to sleep that begins before you even step into your bedroom. I treat my own transition to sleep as a sacrosanct ritual. First, I turn off all my electronic devices and gently escort them out of my bedroom.

All of the research we've done exploring space has now allowed small teams- with modest funds- to do what it once took entire governments to do. The design and collaborative power of an individual engineer or technologist is more powerful than it's ever been. The tasks themselves are getting more accessible too.

My mother passed away 10 years ago; and she was always someone who pushed me to get educated, and to work on my academic side. She always made me remember that football could be temporary; what if I broke a leg? What if I lose my ability to play? She never wanted me to give-up my dreams, but to be smart and hedge my bets.

The second big change I foresee is the continued convergence of the complex OTC derivatives market and the exchange traded futures and equity options market. Those lines will continue to blur due to regulation, legislation, increased capital and margin requirements, increased requirements for trade reporting, and increased pre and post trade price transparency in OTC markets.