I think you're going to see impact models that challenge many of our incumbent industries. The most vulnerable in our society are currently overcharged because the system assumes, they are higher-risk, and so those in our society who are least able to afford charges, are being charged huge overdraft and borrowing rates.

My own twist on that is that the bigger they come, the exponentially harder they fall! Banks are so bent at using expanded balance sheets, using derivatives, pretending that risk is in the net when it's really in the gross, pretending that risk is a linear function of scale when it's an exponential function of scale.

We compensate for our failure to exercise actual control over events by creating a generalized, subjective sense of control by undertaking acts the effect of which on the environment is illusory.

If you look at the decade which ended in 2009, our estimate is around US$8 trillion. As previously mentioned, we believe this is a very conservative estimate because there are major parts of illicit flows that are not included in that figure.

'Brand,' is what journalists and industry-people say… we say culture movement. As artists we say culture! Movement! And analysts say brand. I don't know what a brand is, but I know what a freakin' movement is….