They should be stress-testing their balance sheets and portfolios under a range of negative scenarios, and have sufficient capital and liquidity to withstand scenarios that are far out on the tail of the distribution of possible outcomes. The stress tests should account for potential bubbles in global asset markets.

It was not wealth or fame that these people wanted... These individuals had, in their own minds, observed a particular customer need that wasn't being met. They were wired in such a way, that this need seemed obvious to them.

We don't change the world through opinions, we change it with examples. So I've been putting myself out there, reaching out and connecting.

There's a very strong relationship between depravation and drug use in many western cultures. It's not the sole reason- you do get the rich and mega-privileged using drugs... You can't go shouting from the rooftops that it's all about depravation... a lot of it is... but there are other social factors, personal factors, genetic factors and economic factors – all mixed into the pot.

In a society where everything is for sale, life is harder for those of modest means. The more money can buy, the more affluence (or the lack of it) matters.