When credit in an economy is growing faster than the economy itself, a countercyclical capital buffer kicks in, which essentially says that banks need to have more capital in good times.

In the end, what happened is I climbed Everest, I came back, and inadvertently I had transformed everyone that works at Arçelik literally from people who are working to earn money and live their lives, to people who are working to do their best they possibly could in terms of mitigating this climate crisis.

If you are able to share the things you're scared people will find out? That's real transparency, and that's how you earn the trust that transparency can bring, but if it doesn't feel uncomfortable, it's just marketing.

I saw something in the world that was done poorly and thought it could be done better. The difference between a miserable, crank grump and an entrepreneur? Both are unhappy- but the entrepreneur says they can make it better… that they can fix it… and they follow the spark.

Travel is a market that will always do well, in the absence of one of two factors. Firstly… if the global economy goes soft- since travel is a discretionary spend- it will go soft faster than the rest of the economy.

Design is the great 're-configurer' of problems for business… for example design takes an engineering solution for transmitting signals called a phone and reconfigures it into a hyper complex problem of glass and metal shapes, etc.

There's definitely a sense that regulators don't understand how firms operate and the practicalities of what they do- and hence that regulations won't help resolve the issues, such as governance issues, that are there.

We started with an approval and a business case—a blank sheet of paper. There was no one with a motorsports job title in the company, so we had to build all the building blocks from scratch.

In these political times, that's more difficult, you must plant your flag somewhere, and someone will get upset. You have to be able to take that in your stride.

There is an honest trade-off between labour market protection and learning. If you have an extremely static labour market—like the high protection laws in France or Spain—you get stability, but you sacrifice learning. There is less transfer of knowledge because there is less reallocation of people to tasks or teams.

Although, today, the universe appears more bio-friendly than it ever was. That doesn't mean it is inhabited. We still have to prove that.

You have to have some humility in life before you can begin to understand yourself, and before you can begin to change yourself, the world, or other people. If you only think others have problems, you're never going to be able to look at yourself and change who you are.