We manage risk by lending into the value-chain where we are able to leverage the non-financial-assets of the corporation that's buying from these communities and agricultural businesses. By having off-take agreements, we have guaranteed demand for the underlying product and, therefore, bankable cash-flows.

Rituals are basically conventional forms of behaviour – the stuff that fashions and traditions are made of. They're not just important in our own society—they're important in every human society, as far as we can tell, going back into deep history and prehistory. And so they are part of our collective inheritance. They vary a lot, but the thing is rituals are universal, and at the same time, they're the building blocks of cultural diversity, of traditions that make us distinct from one another.

Investors who previously thought that sovereigns were a quasi-risk-free asset have been challenged in that respect. Domestic local-currency sovereign debt is certainly not risk-free. It very much depends on the willingness and ability of the sovereign to pay-back its debt!

Hip-hop gives a ground-level view of what it might mean to live under what are nearly warlike conditions in communities that face a myriad of daunting circumstances.

I believe it's crucial, especially in social settings, to be both interesting and interested. Being well-informed and keeping up with current events make you more engaging, but showing genuine interest in others is key.