We should not assume that there is one single benchmark for all types of financial transactions. There are certain transactions that should be based on market rates, and others which call for the kind of benchmark that LIBOR provides.

Many studies have shown and said that consumers would rather choose a sustainable product or service from a transformed business over others.

It's clear to me that small businesses, particularly micro-enterprises, have been responsible for the majority of the gross job creation in the last five years… particularly through the recession.

In a peculiar way, failure can sometimes be simpler to grapple with. You can simply resist it, dismiss it with a defiant 'to hell with this, to hell with them', and return to square one. Conversely, success can be considerably more subtle and insidious. While initially thrilling, relieving, and intoxicating, it can harbor a profound hollowness, which makes it more challenging and bewildering to confront.

In the early days it was controversy… I remember, back then, thinking that there was something good about not being acceptable to everyone… it made us stand out from the crowd, and courted press attention.

Monetary support for development in itself will not accelerate growth in the real economy to artificial or unsustainable levels. It is how the finance is used – or misused.

Technology isn't a 'thing,' it's a social structure that people act upon the universe through. The social structure has incentives, roles and governance which determine the meaning and effect of the technology, not the engineering itself.

For years, one group of Americans has worked as foot-soldiers for the most authoritarian regimes around the planet. In the process, they've not only entrenched dictatorships and spread kleptocratic networks, but they've secretly guided U.S. policy without the rest of America even being aware.

I would love to say that we knew all the answers in advance, but the truth is that we discovered our product and opportunity, rather than planning for it. We started a company to build a massively multiplayer game, and in the process, it very quickly became apparent to us what the utility of Slack was as we used a prototype to collaborate internally.

Our mission is to expand the economic sphere of influence of humanity off the surface of the planet and into the solar system. Currently we have a vibrant economy in space that goes out to the geostationary belt- where the communication satellites are- and it stops.

When you look at the numbers, over half the sub-Saharan African population is under 18 years old, versus Latin America, where over half the population is under 25 years old and Asia, where it is under 35 years old. In short, these EM populations are young, expansive and dynamic, not like the stable, more risk-averse populations of the world's developed economies.

From my perspective, however, justice alone is insufficient for reconciliation. True reconciliation must originate within a society, involving both victims and perpetrators. Yet, accountability is an essential starting point, laying the groundwork for reconciliation efforts.