I would not have believed anyone if they had told me that within eighteen months I would have lost 99 per cent of my $4 billion fortune and would be pursued almost to the brink of bankruptcy by seven major banks… I would have found it impossible to contemplate that I would be treated like a pariah in my home country, saddled with $1 billion in debts and hated as a man who had supposedly almost single-handedly brought down an economy. But that is exactly what happened…

The countries that will grow fastest over the next few years will be those countries that have done the most during this past commodity and growth cycle to invest their gains in infrastructure and education and where the gains have been distributed is such a manner so that the middle class have been growing most substantially.

For me, success is about harmony, and it has several dimensions. The classic three; intellectual, physical, and spiritual – when those three are in harmony, I feel my life is a success. Money isn't really a part of that. Many people use money as a measure of success, not as their umbrella for a rainy day.

Establishing a culture of truth and trust is absolutely critical to being a great leader, and that takes effort and energy every day. You have to ceaselessly reach for truth and trust every day, and you have to be relentless in your pursuit of trust, and show your people that you have their back.

Jack Ma went to Jonathan and said, Jonathan, what do you know about finance? He said, 'I don't know anything about finance.' Jack said, 'Well, what do you know about PayPal?' – his response, 'I don't know anything about PayPal'. Jack then said, 'Okay, you're hired, we want you to be the CEO of Ali Pay!'.