“They should be stress-testing their balance sheets and portfolios under a range of negative scenarios, and have sufficient capital and liquidity to withstand scenarios that are far out on the tail of the distribution of possible outcomes. The stress tests should account for potential bubbles in global asset markets.”
— Mark Zandi
Chief Economist of Moody's Analytics & Economic Forecaster

The quote archive

Wisdom in fragments

A growing archive of 3,000+ moments, drawn from every interview.

A refugee, we might say, is a person fleeing life-threatening conditions. In daily parlance and for journalist purposes this is roughly the meaning of refugeehood. Predictably, in legal and political circles, among those officials who formulate refugee policies for states and international agencies, the meaning is considerably more circumscribed.

— Andrew Shacknove

The twentieth century has been called the century of the homeless man. The number of persons permanently displaced for political reasons as a result of wars, treaties or sometimes obscure reason is startling.

— Gunther Beyer

We live in the age of the refugee, the age of the exile.

— Ariel Dorfman

Chilean-American Writer & Human Rights Activist, Author of "Death and the Maiden

The 'Silicon Valley' mindset is one where you race ahead and build technology, and if people adopt it and use it, you scale. Success in this mindset is measured in terms of numbers of users, revenue and valuation. How do these measures illustrate social good though?

— Mitchell Baker

CEO and Chairwoman of Mozilla Foundation and Mozilla Corporation

Technologies are emerging and moving so fast, that it's very hard to build accountability mechanisms; not least because technologies can become ubiquitous before we understand them.

— Mitchell Baker

CEO and Chairwoman of Mozilla Foundation and Mozilla Corporation

We don't currently have the accountability mechanisms in our digital life that we do in our physical life.

— Mitchell Baker

CEO and Chairwoman of Mozilla Foundation and Mozilla Corporation

The systems we now use exist at a scale that's actually hard to comprehend as human beings. On Facebook, you are one of several billion people and at that scale, it's easy to become a number, or simply a wallet.

— Mitchell Baker

CEO and Chairwoman of Mozilla Foundation and Mozilla Corporation

There is no healthy society without a healthy internet.

— Mitchell Baker

CEO and Chairwoman of Mozilla Foundation and Mozilla Corporation

The military have always done a great job of creating this band of brothers – groups who are so close-knit they very literally behave like family, and from an evolutionary perspective- we're wired to do anything to protect our family.

— Dr. Rowan Hooper

If we want to live and become 100 years old, we need to have parents and grandparents that have lived that long- that's it. There's not much we can do in terms of environmental influence, eating well, and living well – those things help of course but to get to great age, you need the genes.

— Dr. Rowan Hooper

You can't just roll out of bed and be the best in the world at something, you need to have great genes and put in the hard-work, get the breaks, and really have that balance of nature and nurture.

— Dr. Rowan Hooper

Understanding superhumans is to understand human potential. We have this immense potential which isn't always fulfilled individually, or as a species. I wanted to grab that by the scruff of the neck and write something positive about the best we can be.

— Dr. Rowan Hooper

I remember one day though, conversing with a primatologist and saying, 'oh, animals are just like us… we're not that special…' and he said, 'well, when did chimps build their own large hadron collider?' – I was gob smacked. That one comment made me realise how absurd it is to claim we aren't that different from other animals because, clearly, we're amazingly different.

— Dr. Rowan Hooper

Another hugely common mistake is optimising your business for investors, and not customers and employees.

— Rand Fishkin

Founder of Moz, SEO software company and industry thought leader

When you're starting out, your ambition shouldn't be defined by someone else's success criteria. That's something I struggled with, and still do.

— Rand Fishkin

Founder of Moz, SEO software company and industry thought leader

In the same way that kids would benefit from healthy, happy parents- startups would benefit from healthy, happy founders.

— Rand Fishkin

Founder of Moz, SEO software company and industry thought leader