Money is not my first priority – I have always pursued what I am passionate about whether that will make me money or not, my fascination is learning and discovery more than being rich and powerful.

Philosophy is embedded in everything. We all have philosophies which form the basis for our motivations and what we do with our days. Everyone has their own philosophy of life; every institution has a philosophy... but for most of us, those philosophies are unexamined and more or less automatic and instinctual.

A great entrepreneur always acts with full intention and without limitation, always striving for the best in everything they do. From an early age I knew I had to rely on myself, look after myself, to not be afraid of anything. It gave me huge confidence and unshakable belief.

The opacity is the difference between profit and loss. If every airline seat that could be sold- were sold at the lowest possible price, the industry would lose billions. If every airline seat that could be sold- were sold at the highest possible price… It would make billions.

Taking that first step is your biggest competitive advantage; most people won't do it.

In a society where everything is for sale, life is harder for those of modest means. The more money can buy, the more affluence (or the lack of it) matters.

Unless you learn and grow continuously, you're probably going to end up as one of the 90% who don't make it.

I learned you always have to use the language of the people you want to convince. If you speak to heads of states and corporations about the costs, that will be incurred to protect the environment, they will never invite you again. If you come and speak their language about job-creation and profit, they will welcome you with open arms.

Rather than the emerging markets, or weaker economies, this problem originated in the most sophisticated and advanced financial markets because those are the markets where leverage was the greatest and people took the most advantage of it.

The human mind, once the pinnacle of intelligence, is now overshadowed by computational intelligence in many domains. Algorithms understand and can guide me better than I can guide myself. The real game-changer is data. I'm willing to yield control to an algorithm that proves to be superior.

80% of self-made billionaires we studied made their mark in mature, competitive markets. They weren't all 'exactly' new products that came out – they were maybe a variation of a business model or existing product that pleased the customer in a different way.

Most people we have worked with who have accomplished great things have an other-centred purpose, and that's never just 'make a lot of money…' – it could be to make women's lives easier, to close the inequality gap, to change the world, it's something which isn't strictly personal and selfish.