Soup kitchens are good, but they don't prevent homelessness. You can go to volunteer at a soup kitchen every day of the year, and you'll still have homeless people. We wanted to tackle root causes and tackle them globally.

By consciously and regularly going into the cold- I've learned how to tap into this primordial part of the brain; an area we've lost access to because of our destimulative behaviour. We need to get out into the cold, into the heat, and allow our brain to reconnect to these lost areas.

I've been doing this a long time and have very rarely seen a company with sustainable competitive advantage like Amazon has. They have a very low cost of capital, they are very efficient, and the government provide an additional advantage in that the transactions are not tax.

We're the mammal that likes Tabasco sauce! We're the only creature (as far as we know) that seeks out suffering and pain willingly. We do so not just through liberal splashes of Tabasco on our food, but also through seeking meaning through activities.

Nature is not the backdrop to our lives — it is our lives. We are nature and nature is us. There is no separation. We invented the ideology that we're exempt from nature's rules, that we're masters over nature, and that ideology is incorrect.

You have to make decisions throughout your life and be prepared to accept responsibility for those decisions. There is also confidence that comes from learning a set of skills – and that confidence allows you to challenge the status quo.

The truth is, any book about pets is really a book about humans. It's not about the pets themselves. I'm always amused when friends send me pictures of their dog or cat, because I'm tempted to write back and say, 'If you're not in the picture, it's a misrepresentation of what's going on.'

If you're aiming to compete for the same clientele as major banks like JP Morgan Chase, you're entering a highly competitive arena with slim profit margins. However, targeting a segment that such banks deem too risky or uninteresting presents a lucrative opportunity. We considered focusing on demographics or small-medium enterprises that were essentially deemed un-fundable by mainstream financial institutions. The idea was to make these groups profitable and easier for any entity, including banks, to underwrite.

Machines are pushing people to new frontiers, and teach us that complacency and the status-quo are not working.

If someone can take our findings and draw out additional insights, we consider it a triumph. Our aim is to constantly enhance our understanding of the world, and contributions from others are invaluable in this pursuit.

For years, one group of Americans has worked as foot-soldiers for the most authoritarian regimes around the planet. In the process, they've not only entrenched dictatorships and spread kleptocratic networks, but they've secretly guided U.S. policy without the rest of America even being aware.

I can't advertise chewing gum to my children because it's unethical, but I can feed them all sorts of narratives that will have a profound impact on their personal trajectories. It's quite an extraordinarily hypocritical position.