We're only just acknowledging the importance of those relationships. They're incredibly important because when they're positive, they're a source of joy, energy, productivity, and resilience. There's a lot of research that shows that when we have friends at work, we are more resilient, and we perform better.

Ernest Becker proposed that we still worship, it's just that we worship money and political leaders or become members of cults, conspiracy groups or yoga! These are just different ways of dealing with death and anxiety.

Chosen suffering is part and parcel of a meaningful life. If you don't have any chosen suffering in your life, you're probably not living the best life you could. To put it primitively, we're the mammal that likes Tabasco sauce! We're the only creature that seeks out suffering and pain willingly.

We have to honour all parts of ourselves; and the wellness, social-media, and culture of the modern world has encouraged us to be this faux-perfect… a virtuous, pure version of ourselves. Everyone has dark thoughts and demons… we can't suppress that and ignore it. If we do, we'll never heal.

Today, information is omnidirectional – you have to respond to it immediately- and you have to empower people, in the field, to make decisions, or you will fail. Leaders today are far less involved with telling people what to do, and much more involved with setting goals and providing guardrails.

When countries integrate themselves, they provide 'favours' resulting in wider and better opportunities for all and similarly, borrowers can tap the world pool of savings and they are supposed to benefit from that. That is the theory, though empirically, there is little evidence of these effects.

We manage risk by lending into the value-chain where we are able to leverage the non-financial-assets of the corporation that's buying from these communities and agricultural businesses. By having off-take agreements, we have guaranteed demand for the underlying product and, therefore, bankable cash-flows.

The crucial bit came when I was 20 and we got dropped from our record deal, leaving us high and dry. That was when I thought, 'am I going to be someone who only wants to do music when it's all going well? And only when it's served to me on a plate? Or do I want to do this… no matter what…' For me, there was nothing else, I wanted to make music.

My own life has improved in pretty much every way. These days, 95 percent of the time I get eight hours of sleep a night. Now, instead of waking up to the sense that I have to trudge through activities, I wake up feeling joyful about the day's possibilities. And I'm also better able to recognize red flags and rebound from setbacks. It's like being dialed into a different channel that has less static.

When you have an unlimited view into every awful thing that's happening in the world, as well as every minor thing, you can become paralysed. It's hard to know what to spend time and energy on.

Some of the most valuable lessons are not from seeing how they've dealt with success, but how they've dealt with failure and come back stronger and more determined to succeed.

We compute some level of default and losses because of those defaults- and perform IRR calculations to create yields and then we haircut it some more because, in truth, we have no idea!