We are unapologetically at the high-risk, low-return sweet-spot of agricultural finance. We choose to address geographies and sectors where there are real market failures or at least deep market imperfections.

I felt that civil discourse in America was breaking down, with people splitting into two warring ideological camps. Meanwhile, the real issues we face are far more subtle, nuanced, and complex. I believed society needed what I call a contempt-free zone.

We don't accept basis risk we don't accept counterparty risk- we don't want any fuzziness around what our payout is going to be conditional on the realising of this systematic left tail 'black swan' event.

If you don't love the act of doing, you'll never find happiness. If your motivation is glory or money, you're bound to be disappointed. If you're more excited about lunch with investment bankers or the Harvard Club than dealing with the day-to-day realities—like working with bakers or being deeply involved in the entity—you'll end up unhappy.

Economics depicts humanity as a character called rational, economic man. I'd say he has to be a man- he has no dependants. He's a man standing alone with money in his hand, ego in his heart, a calculator in his head and nature at his feet. When we show-up, we're told that we're competitive and self-interested, the traits of the market.