Digital media has allowed a complete bypass of those structures – there's less control around power – and people can amass huge followings for totally irrational reasons.

The original motivation was to develop a sense of what lending rates were among the large money-centre banks. It was really meant as a reference rate of where supply and demand of funds sat at a given point in time. It was meant to be a fairly robust measure of borrowing and lending activity.

An increasingly number of companies see their brand as the platform for running their business. The brand creates an identity for the product and/or company in the marketplace. It requires the company to think deeply about its mission, vision, and values. The company has to work hard at developing the image that it wants customers to have of the offering. The brand must not only convince prospective customers and draw them to the brand but also be deeply believed in by the employees and other stakeholders of the company.

History is full of changes that were only made because of direct action. In the US context, you need look no further than the civil rights movement. Racial segregation would not have been dismantled the way that it was, to the extent that it was without the work of grass roots movements who were prepared to take risks and break the law.

We don't currently have the accountability mechanisms in our digital life that we do in our physical life. Physical society has had tens of thousands of years to build cultures and norms, but we haven't yet figured out how this works online.

Policy-makers will have to do the two things which, more than anything, they avoid at all costs. Firstly Accept responsibility and be secondly… be honest…

We have to constantly evolve how we make an impact, and make sure that we're doing what the communities we work in want us to support rather than enforcing some kind of model. Our work has to be led by the leaders of communities telling us what will work.

Without truthfulness I would never have been able to grow anything of any significance, I would have been 'found out.' Having truthfulness and ethics within a business creates trust among employees at all levels and is critical. I led the company with an approach of complete honesty.

Only one second in time you can find peace – now. There's only one second you can be happy – now. There's only one place you can find peace and happiness. Where you are. This is it, it's not out there somewhere, it's in you.

The impact to one's own sense of happiness and prosperity of not being able to afford 'basic' goods is far greater than not being able to afford 'discretionary' goods. By increasing the financial stress on consumers abilities to purchase essentials- the rest of the economy suffers, as people are more likely to hoard than spend.

As a collective, we tend to look at progress as being linear, especially where it concerns women's rights. This is a huge mistake and breeds complacency because we risk losing the hard-won gains.

A lot of business leaders were watching all this and seeing it as a warning call… they felt that they had to figure out how to operate better or risk losing their operating license.